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Frequently Asked Questions

Everything you need to know about MaxLend installment loans, answered.

MaxLend is an online tribal lending entity owned by the Mandan, Hidatsa and Arikara Nation. MaxLendApp.com itself is an independent informational and application-support site, not a lender.
Installment loans range from $1,000 to $3,750. First-time borrowers can typically access up to $2,000, with higher amounts available to returning borrowers in good standing.
Representative APRs range from 471% to 841%. This is an expensive form of credit, so it's best used for short-term emergencies and repaid as quickly as possible.
Approved applications can be funded as soon as the same business day, depending on when you complete and sign your agreement and your bank's processing times.
Checking your options does not involve a hard credit pull, so it won't affect your score. MaxLend does not require a minimum FICO score to apply.
No. There is no prepayment penalty. Paying your loan off ahead of schedule reduces the total interest you pay, so it's encouraged.
Active-duty military members and their dependents are not eligible under the Military Lending Act. The product is also unavailable in some states.
Tribal lenders are owned by sovereign Native American tribes and operate under tribal law rather than state law. This affects the rates and terms they can offer. See our tribal lending guide for details.
Still have questions? Visit our contact page or review the full rates & terms before applying.
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